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A Successful And Secure Retirement—Spend-Down Strategies: Part 1

Ed Note: This is part one of a two-part series and is an excerpt from Your Complete Guide To A Successful And Secure Retirement.

If we live long enough, our financial assets can go through five phases: accumulation, what we at Buckingham Strategic Wealth call “black-out,” spend down, final spending and legacy. The knowledge required to effectively manage financial assets in the accumulation phase is not sufficient to carry clients through the remaining stages. What follows is the knowledge needed to give your clients the greatest chance of achieving life and financial goals as they pass through the various other stages.

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