10 Key Lessons About Life and Money That I Learned the Hard Way

Barron’s feature a section adapted from My Money Journey: How 30 People Found Financial Freedom – And You Can Too. In this extract, Jonathan Clements discusses one of the first financial lessons he learned: If you want to outpace most other investors, simply aim to match the market averages. Among colleagues and readers he became known—perhaps notorious—for favouring stock-heavy portfolios built using broad market index funds.