Terrance Philips was a senior banker at Silicon Valley Bank for nearly 12 years, where he helped build its international businesses. Silicon Valley Bank is a unique institution, specializing in venture debt (debt for startups and the VCs backing them). This is an incredibly niche part of the world of private capital, but it has given SVB an unparalleled view on the VC industry worldwide. Terrance is using his incredible network to win interviews for the authors with the VC industry, from pioneers to executives at today’s hottest firms. Terrance is currently managing director at Citibank.