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My Money Journey

How 30 people found financial freedom – and you can too

By Jonathan Clements

Paperback £17.99 / $20.99
eBook £13.49 / $15.99
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My Money Journey

How 30 people found financial freedom – and you can too

By Jonathan Clements

Jacket text

Getting to financial independence can seem like an impossible journey. What path should you take? How do you get started? What about bumps in the road?

The good news is there are proven routes to freedom and wealth—and they’re nearer and simpler than you think.

To help you make your own way to true and lasting financial independence, acclaimed personal finance writer Jonathan Clements has brought together the inspiring financial life stories of 30 people, all told in their own words.

Learn from the triumphs and disasters, the challenges and reflections of a wide range of real men and women just like you—and the surprising but repeatable ways they achieved financial freedom.

From a chemical plant worker to an Army lawyer, a unitarian minister to a high-school teacher, a software engineer to a retired mutual fund manager—all have timeless wisdom and inspiration you can put into action right now, bringing you one step closer to your own financial freedom.

About the author

Jonathan Clements is the founder and editor of personal finance website HumbleDollar.com. Earlier in his career, he spent almost 20 years at The Wall Street Journal, where he was the newspaper’s personal finance columnist. Jonathan is the author of eight personal finance books, including the award-winning How to Think About Money. Born in England and educated at Cambridge University, Jonathan now lives in Philadelphia.

Contents

INTRODUCTION: YOUR JOURNEY STARTS HERE, BY JONATHAN CLEMENTS

PART ONE: FIERCE FRUGALITY

ROAD TO RETIREMENT BY DENNIS FRIEDMAN
My first big investment
A mistake pays dividends
A lesson from my father
Tomorrow is here

SAVING MYSELF BY KRISTINE HAYES
My journey begins
Eyeing retirement
A change in plans
Where I stand

FREED BY FRUGALITY BY SANJIB SAHA
Coming to America
Wrestling with readiness
Buying time

EARLY AND OFTEN BY MIKE ZACCARDI
Winds of change
Trading places
Seven figures

TAKING CONTROL BY JIAB WASSERMAN
Moving to America
Meeting Jim
Arriving early

NOW AND THEN BY JONATHAN CLEMENTS
Growing up fast
Second childhood

PART TWO: FAMILY FIRST

LEARNING BY HELPING BY RICHARD CONNOR
Joining the club
Helping my parents
Assisting my in-laws
Taking care of ourselves

MARGIN FOR ERROR BY ANIKA HEDSTROM
Twin challenges
A lifetime's preparation
Birthing a business

MY FAVORITE DETOURS BY JOHN GOODELL
Money well saved
From zero to three
Sacrificing my pension
Measuring wealth

MAKING IT BY MATT CHRISTOPHER WHITE
Tennessee orange
Falling into place
Not like we planned
Hunting for treasure
The view from here

INVESTING TOGETHER BY SONJA HAGGERT
Off to work
Getting serious
Time to retire

PART THREE: SLOW AND STEADY

LESSONS UNLEARNED BY HOWARD ROHLEDER
From three to two
My turn to invest
Replaying the messages

DRIVEN TO SUCCEED BY RICHARD QUINN
Clambering upward
Fulfilling dreams

PROJECT MICKEY BY PHIL KERNEN
Home and away
Matters of principal
Free at last

FILLING PIGGYBANKS BY KYLE MCINTOSH
Early hustle
Corporate years
Switching gears

MONEY VIGILANT BY GREG SPEARS
Read all over
In the Vanguard

PART FOUR: WINDING PATHS

MAKING A COMEBACK BY JAMES KERR
Beckoning better times
Making it happen
Faith rewarded

A ROCKY ROAD BY DON SOUTHWORTH
Under the influence
Sunday school
Giving and receiving
Doing the right thing
Getting to enough

FINDING MY BALANCE BY WILLIAM EHART
Any which way but happy
Diary of futility
Hard lessons
Back on track
It's okay to pay for advice

COURSE CORRECTION BY JIM WASSERMAN
My rude awakening
Meeting Jiab
Going places

INVESTING IN MYSELF BY CATHERINE HORIUCHI
College on the cheap
Sensitive computers
Faraway lands
Starting to save
Back to academia
My retirement

GETTING BY BY MATT TROGDON
Finding money
Finding my way

FOLLOWING MY MUSE BY RAND SPERO
Getting educated
The future foretold
Some life-changing advice
The accidental planner
A fork in the road

PART FIVE: RISK AND RETURN

FACING DOWN RISK
by Adam M. Grossman
Left with a name
Decision time
Measuring success

A BAD BUSINESS BY JUAN FOURNEAU
Learning the business
Long road back

FIVE TIMES LUCKY BY CHARLES D. ELLIS
Case closed
Meal ticket
Embracing average

A DAY TO REMEMBER BY WILLIAM BERNSTEIN

MY EXPERIMENTS BY JAMES MCGLYNN
Getting down to work
Switching gears
Taking care

A COSTLY EDUCATION BY JOHN LIM
Hatching plans
Choosing badly
Leap of faith

LEARNING BY ERRING BY MICHAEL FLACK
Buying past performance
Fool's gold
Built to last–maybe
Master investor--briefly
Wait, there's more
Road to indexing

CONCLUSION: WHAT'S YOUR STORY?, BY JONATHAN CLEMENTS



Published: 25/04/2023
Edition: 1st
Pages: 316
Formats: paperback - ISBN 9780857199867
ebook - ISBN 9780857199874
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